Upload a statement. That’s the whole job.

Your books, done in seconds.

We read your statement, do the accounting, and hand you finished books in seconds. You approve the few we flag. Real double-entry bookkeeping for contractors, churches, nonprofits, and service businesses, without the QuickBooks price or the QuickBooks homework.

Named for Luke 14:28Bookkeeping that knows what every job, fund, and dollar costs.
RoofingElectricalPlumbingHVACLandscapingChurchesNonprofitsConsultants

You hand us the statement. We do the rest.

No data entry. No debits and credits. No Sunday nights with a spreadsheet. Upload a statement and we take it from there, in seconds.

1

Drop in a statement

Bank export, PDF, Excel, or just snap a photo of the paper statement. Any format, any bank.

Your part: about 30 seconds
2

We take it from there, instantly

Every line is read, categorized, and posted as balanced double-entry accounting. Not overnight. Not within 2 business days. The moment you upload.

Our part: seconds
3

You approve the few we flag

Anything we’re not sure about waits in a review queue for your one-click yes, so nothing is ever guessed onto your books. We learn from every answer, so next month there’s even less.

Your part: a coffee break
See it work, right now

Watch a statement turn into books

No account, no card. Press the button and see exactly what we do with a real bank statement.

Sample: July bank statement (47 lines)
Bank export, PDF, Excel, or a photo. We read them all.

A fraction of the price. None of the homework.

QuickBooks raised its prices twice in 2026 alone — and says its new AI features are why. Count The Cost already does the books for you, at one flat price you lock in the day you join.

QuickBooks Online Plus

$140/month*
  • You still do the categorizing yourself
  • Job costing and project profitability locked behind this $140 tier
  • No true fund accounting for churches and nonprofits
  • Even their cheapest plan is $38 a month, nearly twice our price
  • Two price increases in 2026 alone — you pay more, and you still do the work
7 days free

Count The Cost

$20/month · one plan, everything included
  • Books done for you by software, instantly, on upload
  • Job costing and fund accounting included, not an upsell
  • Real double-entry books and CPA-ready reports
  • Free for 7 days, then $20 a month — the price you lock in the day you join
That’s $1,440 back in your pocket every year, 86% less than QuickBooks Online Plus.

*QuickBooks Online published pricing, quickbooks.intuit.com, August 2026 (Simple Start $38, Essentials $85, Plus $140, Advanced $340). QuickBooks raised prices twice in 2026 — on May 1 and again on August 1, with the steepest increases on the Plus and Advanced tiers. Plus shown because that is the tier with job costing and project profitability, features included in every Count The Cost account.

Built for the way you actually work

Not generic accounting with your industry's name pasted on — the books your kind of business actually needs.

Contractors & trades

Job costing that finally makes sense

  • See profit per job — roofing, electrical, plumbing, HVAC, landscaping.
  • Estimate vs. actual on every project, flagged the moment a job goes over budget.
  • Tag any transaction to a job in one tap; it flows straight into job P&L.
Churches & nonprofits

True fund accounting, board-ready

  • Track unrestricted, temporarily, and permanently restricted net assets separately.
  • Give your board a clean statement of net assets by fund — always reconciled to the books.
  • Donor-designated giving stays separate from general operations, automatically.
Service businesses & consultants

Clean books without the busywork

  • Invoice clients, record payments, and watch A/R aging without a spreadsheet.
  • Import your bank statement and let smart rules categorize the routine spend.
  • Real P&L, balance sheet, and cash flow — the statements your CPA actually wants.

Everything a real set of books needs

Accuracy is enforced by the system — not by hoping you remembered.

Plain-language transactions

Record "money in," "money out," or "move money" — Count The Cost posts the balanced double-entry behind the scenes, so you never have to think in debits and credits.

Bank import & auto-categorization

Upload a CSV or OFX statement and high-confidence matches file themselves. Anything uncertain lands in a review queue for a one-click approval.

The financial statements that matter

Profit & loss, balance sheet, and cash flow — fiscal-year aware, exportable to CSV, and ready to print or hand to your accountant.

Auto-reconciliation that double-checks itself

Enter your statement ending balance and we run the checks a careful bookkeeper would: balance tied to the penny, nothing left uncategorized, duplicates flagged. One click locks the month — and if something is off, we tell you exactly what and why. We never force a match.

Accuracy you can trust

Every entry is balanced by the database itself, posted entries are permanent and corrected only by a reversal, and a full audit trail is preserved.

Built for firms and their clients

Manage many businesses from one login, switch between them instantly, and see each one’s net income and cash at a glance.

Security & trust

Your financials, actually protected

Real specifics, not just “bank-grade.” Here is exactly how your books are kept safe.

Early access

Try it free for a week. Then just $20/month. See full pricing →

Start with a 7-day free trial — cancel any time and pay nothing. After that it’s one simple price of $20 a month, or $200 a year, with everything included. Refer a paying customer and you get a month free, no limit. Your data always stays yours.

These are the kinds of books we handle — not tiers. Every one of them is the same product at the same price, with nothing held back for a higher plan.

Solo
One business, one owner
  • Full double-entry ledger
  • Invoicing & bank import
  • P&L, balance sheet, cash flow
Vertical
Trades, churches & nonprofits
  • Everything in Solo
  • Job costing or fund accounting
  • Reconciliation & CSV export
Firm
Bookkeepers serving many clients
  • Everything in Vertical
  • Unlimited client businesses
  • One-click switching & client dashboard
Early access

Stop doing the books. Start seeing them done.

Upload your first statement and watch this month reconcile itself.

Start free